Commissary Benefits and also Your Labor force
https://manuelscmr307.wordpress.com/2019/06/04/commissary-advantages-as-well-as-your-workforce/
Employees spend for non-reimbursed costs from these accounts. Unfortunately, flexible-spending accounts are "use-it-or-lose-it" accounts; indicating that any funds remaining at the end of the year can't be " surrendered,"